North American Casualty Reinsurance Business Panel

The North American Casualty Reinsurance Business Panel exists to represent and promote the interests of the writers of North American Casualty Reinsurance (Treaty) business within the Lloyd's market. Following the creation of a separate International Panel (see International Panel page), this Panel has been refocused entirely on North America. Click here for the Panel Terms of Reference .

Role of the Panel

  • Identify issues considered to be of interest or concern to LMA members, for discussion within the business panel and/ or referral as appropriate to the relevant LMA committee and/or the LMA Executive.
  • Respond to requests from the Non-Marine Committee (NMC), the LMA Executive and other LMA committees and groups for advice and recommendations on issues relating to North American Casualty Reinsurance Business.
  • Liaise with the NMC and LMA Wordings & Contracts Forum to develop or revise policy wordings or clauses for adoption as LMA accredited wordings, establishing working parties as necessary to undertake this work.
  • Liaise with the NMC to undertake other technical activities, establishing working groups as necessary.
  • Provide a forum for exchange of views and information between market practitioners.


The LMA issues model wordings from time to time. These wordings are purely illustrative and established and distributed for the guidance of Members, who are free to agree different conditions.
Recently issued wordings that may be of interest to the LMA Membership writing North American Casualty Reinsurance Business are listed below.

These wordings are all available on the Lloyd's Wordings Repository.

All managing agents have access to the Lloyd's Wordings Repository, providing underwriters with access to established model wordings and clauses in current use in all lines of business, against which slips can be referenced. The Repository includes all wordings developed by the LMA and other industry organisations, as well as many wordings from individual managing agents, other insurers and brokers.

LMA5511 - Casualty Reinsurance Loss Occurrence Clause No. 3

LMA5510 - Limited Communicable Disease Exclusion (Casualty Treaty Reinsurance)

LMA5504   - Occupational Disease and Cumulative Trauma Endorsement

LMA 5399 - Communicable Disease Exclusion (Casualty Treaty Reinsurance)

Risk codes

North American Casualty Reinsurance business includes, but is not limited to, Risk Code XF (formerly the US proportion of XL).