Lloyd's Market Association Bulletin

LMA20-048-DP | 02 December 2020

Cyber Clause for use on Personal Accident Reinsurance Business (Risk Code “KX”)

In order to satisfy Lloyd’s Bulletin Y5277 – Providing clarity for Lloyd’s customers on coverage for cyber exposures, the LMA Personal Accident Business Panel has published the following model clause:

This clause has been developed for use on for use on Lloyd's Risk Code "KX" Business - Personal Accident and Health Catastrophe XL.

As with all LMA model clauses, this clause is purely illustrative and is distributed for the guidance of LMA members, who are free to agree to different conditions or amend as they see fit. This clause is available on the Lloyd’s Wordings Repository (LWR), which can be accessed via www.lloydswordings.com.

Any queries regarding the content of this Bulletin should be referred to the LMA. 

David Powell
Head of Non-Marine, Underwriting

Alison Colver 
Head of Contract Wordings, Underwriting