Wordings

All wordings produced by the LMA can be accessed from the Lloyd's Wordings Repository.

Lloyd's Wording Repository (LWR)

The Repository provides underwriters with access to established model wordings and clauses which are in current use, in all lines of business, against which slips/MRC can be referenced. The Repository includes all wordings developed by the LMA and wordings developed by other industry organisations, as well as many wordings from individual managing agents, other insurers and brokers. It also provides managing agents with access to ISO wordings and a link to the BRMA website.

The Repository - searchable by reference, market, class of business, jurisdiction or language - enables users to view vetted policy wordings and clauses regularly used within the London market.

Staff working at Lloyd's managing agents (LMA members) are entitled to access the Repository free of charge. If you are a member and require a login to access this resource, please email chris.kent@verisk.com.

Recently issued wordings

LMA5504 - Occupational Disease and Cumulative Trauma Endorsement

LMA5503  Limited Communicable Disease Exclusion No.2 - (Property Treaty Reinsurance)

LMA5502  Limited Communicable Disease Exclusion No.1 - (Property Treaty Reinsurance)

LMA5501  Political Risk Communicable Disease Exclusion

LMA5500  Infectious or Contagious Disease Exclusion during a PHEIC (for use on consumer and commercial Accident/ Accident & Illness policies) 

LMA5427 Political Risk Cyber Endorsement (for use with Political Risk/Political Violence Package Business)

LMA5399  Communicable Disease Exclusion (Casualty Treaty Reinsurance)

LMA5398  Infectious or Contagious Diseases Exclusion (for use on UK consumer and commercial property risks)

LMA5397  Communicable Disease Exclusion (For use on power generation, construction and engineering policies)

LMA5396  Communicable Disease Exclusion - Liability

LMA5395  Coronavirus Exclusion (for use on marine and energy liability policies)

LMA5394  Communicable Disease Exclusion Property Treaty

LMA5393  Communicable Disease Endorsement

<LMA5392  Limited Automatic Extension – Prevention of Access to Lloyd’s of London

LMA5391  Coronavirus Exclusion

JR2020-016  JRC Communicable Disease Endorsement

JC2020-011  Communicable Disease Exclusion - Cargo

JC2020-012  Communicable Disease Exclusion and Sub-Limited Writeback - Cargo

All wordings published :

   Wordings published in 2020
  Wordings published in 2019

 

Recently issued Lloyd's Brussels wordings

 
 LBS wordings published in 2020  

 

 

Use of wordings and clauses

From time to time, the LMA publishes wordings and clauses as models. These models are therefore purely illustrative and are distributed for the guidance of its members, who are free to agree to different conditions or amend as they see fit. The LMA does not publish written guidelines with regard to application or intent of any specific contractual terms (unless use of such contractual terms would constitute a breach or potential breach of any law or regulation) and the LMA therefore cannot release any clause drafting history. The LMA (including all panels and working groups, which may include Joint Committees in conjunction with the International Underwriting Association (IUA)) in drafting such clauses operates under strict terms of reference to ensure, amongst other things, compliance with Competition Law and it is for underwriters to decide whether or not any contractual language is acceptable on any given risk.