All wordings produced by the LMA can be accessed from the Lloyd's Wordings Repository.

Lloyd's Wording Repository (LWR)

The Repository provides underwriters with access to established model wordings and clauses which are in current use, in all lines of business, against which slips/MRC can be referenced. The Repository includes all wordings developed by the LMA and wordings developed by other industry organisations, as well as many wordings from individual managing agents, other insurers and brokers. It also provides managing agents with access to ISO wordings and a link to the BRMA website.

The Repository - searchable by reference, market, class of business, jurisdiction or language - enables users to view vetted policy wordings and clauses regularly used within the London market.

Staff working at Lloyd's managing agents (LMA members) are entitled to access the Repository free of charge. If you are a member and require a login to access this resource, please email chris.kent@verisk.com.

Recently issued wordings

All wordings published in 2018 to date and in 2017 can be found below:

   Wordings published in 2020
  Wordings published in 2019

 Wordings published in 2018
 Wordings published in 2017


Recently issued Lloyd's Brussels wordings

   LBS wordings published in 2020
  LBS wordings published in 2019

 LBS wordings published in 2018


Use of wordings and clauses

From time to time, the LMA publishes wordings and clauses as models. These models are therefore purely illustrative and are distributed for the guidance of its members, who are free to agree to different conditions or amend as they see fit. The LMA does not publish written guidelines with regard to application or intent of any specific contractual terms (unless use of such contractual terms would constitute a breach or potential breach of any law or regulation) and the LMA therefore cannot release any clause drafting history. The LMA (including all panels and working groups, which may include Joint Committees in conjunction with the International Underwriting Association (IUA)) in drafting such clauses operates under strict terms of reference to ensure, amongst other things, compliance with Competition Law and it is for underwriters to decide whether or not any contractual language is acceptable on any given risk.