Legality is still questionable as many flag states have failed to clearly specify their position on armed guards, thus leaving legality an open question. UK insurance will in the first instance take account of Section 41 of the MIA, the implied warranty of legality under English law.
The area where ships are potential targets remains vast. The JWC Listed Area is currently similar to but not the same as the UKMTO and BMP areas but in part serves a similar purpose, to alert ships to the potential dangers. Pirate activity continues, although for the time being, at a reduced level. The US Executive Order effectively requires insurers to contact OFAC should they be involved in a piracy case.