In this issue: 

• Claims price reduction for 2013
• US admitted licences
• LMA's top 10 issues for 2013
• Lloyd's business planning process
• General Underwriters Agreement
• Marine Terms of Engagement
• Central Services Refresh 
• Risk codes
• Financial Conduct Authority and Prudential Regulation Authority
• Onshore energy review
• LMA Claims Committee
• Utility placing platform
• Cost of motor claims
• Shared services
• European Commission report
• Lloyd's International Director meets the market
• Educational events for 2013